# svor — cashflow, P&L and balance from your bank statements

> Closed beta · https://svor.vercel.app · Contact: artem@cocabadger.com · Telegram: https://t.me/cocabadger

Your money lives in a zoo of apps — Wise, Revolut, a bank, maybe crypto: each a
different export. Drop the statements into svor and get one cashflow, P&L and
balance across currencies. In minutes, not a weekend. Built for founders and
CFOs of small service businesses.

## What svor reads today

- **Ukrainian banks** — PrivatBank (CSV/XLS), Piraeus, OTP, Ideya/SENS, Oschad,
  Pravex (DBF) · monobank via personal API token or CSV export.
- **Fintech & crypto** — Wise, Revolut, Binance (statement + P2P orders → real
  deal rates) · Payoneer (beta).
- **Poland / EU** — MT940 (.sta) and CAMT.053 (.xml) cover most Polish banks ·
  CSV presets for mBank, Pekao, PKO BP (beta).
- **Rates** — official NBU / NBP / ECB; crypto via Binance daily close;
  USDT→fiat via live Binance P2P median; stablecoins at the real rate, never
  1:1. Coverage: USDT, USDC, DAI, BTC, ETH, BNB, SOL, XRP, TRX, TON and more.
- **Anything else** — any CSV/XLSX/PDF: the AI maps the columns, you confirm,
  code reads the values. Scans and photos — not yet (declined honestly).

## How we treat your data

- **Numbers are read by code** — never by the AI; the model structurally cannot
  invent or alter an amount.
- **Masked before the AI** — amounts, accounts and tax IDs go as masks or
  hashes; free-text is scrubbed best-effort, and we say exactly where that
  stops.
- **The last word is yours** — the AI only proposes: every suggestion carries a
  confidence flag, reports honestly mark unconfirmed data, and chat commands
  change nothing without your click.
- **An audit ledger** — your edits, confirmations and chat commands are
  recorded: who, what, when. Exportable any time.
- **Your own AI key** — plug in your Anthropic key and AI runs under your
  account: your data path, your cost.

Full engineering story: https://svor.vercel.app/why
Product guide: https://svor.vercel.app/help

## The product in one line

Two data streams (bank statements = cash truth; accruals = P&L truth), three
statements on one screen (Balance, P&L, Cashflow), multicurrency with an axis
currency and honest "awaiting rate" instead of invented 1:1 conversions. The
core rule everywhere: svor never quietly guesses — anything uncertain is
flagged, not hidden.

## Status

Closed beta, actively developed. Try it: upload one statement at
https://svor.vercel.app and compare the numbers with your own.

Contact: artem@cocabadger.com · https://t.me/cocabadger